Errors and Omissions (E&O) Insurance for Professionals
Protecting Your California Dream: Ted Hamm Insurance Agency Life in California is full of sunshine, opportunity, and… risks. At Ted Hamm Insurance Agency, we understand that protecting your family and…
Read MoreDirectors and Officers (D&O) Insurance: Protecting Your Company Leaders
Directors and Officers (D&O) Insurance: Protecting Your Company Leaders At Ted Hamm Insurance Agency, we understand the significant risks faced by directors and officers of California businesses. That’s why we…
Read MoreCommercial Umbrella Insurance: Extending Your Liability Protection
Extend Your Protection: Commercial Umbrella Insurance from Ted Hamm Insurance Life as a business owner is full of rewards, but also potential risks. While you likely have general liability insurance,…
Read MoreHow to Reduce Your Business Insurance Costs
How to Reduce Your Business Insurance Costs Protecting your California business is crucial, but managing insurance costs can feel overwhelming. At Ted Hamm Insurance Agency, we understand this challenge. We’re…
Read MoreWhat to Do After a Business Insurance Claim
What to Do After a Business Insurance Claim Experiencing a loss that requires a business insurance claim can be stressful. At Ted Hamm Insurance Agency, we understand this and want…
Read MoreInsurance Requirements for Different Industries
Protecting Your California Dream: Ted Hamm Insurance Agency At Ted Hamm Insurance Agency, we understand that California living is unique. From bustling city life to tranquil coastal communities, your family…
Read MoreCommercial Insurance for Home-Based Businesses
Protecting Your California Dream: Home-Based Business Insurance with Ted Hamm Insurance Agency Running a business from home offers flexibility and convenience, but it also presents unique insurance challenges. At Ted…
Read MoreIs Your Business Covered for Natural Disasters?
Is Your California Business Covered for Natural Disasters? California businesses face a unique set of challenges, and natural disasters are a significant concern. Wildfires, earthquakes, floods – these events can…
Read MoreThe Benefits of Bundling Your Business Insurance Policies
The Benefits of Bundling Your Business Insurance Policies Protecting your California business requires a comprehensive insurance strategy. At Ted Hamm Insurance Agency, we understand the unique needs of businesses across…
Read MoreHow to Choose the Right Commercial Insurance Broker
How to Choose the Right Commercial Insurance Broker for Your California Business Protecting your family and business is paramount. As a California business owner, navigating the complexities of commercial insurance…
Read MoreTop 5 Insurance Mistakes Businesses Make (And How to Avoid Them)
Top 5 Insurance Mistakes Businesses Make (And How to Avoid Them) Running a successful business takes dedication, hard work, and smart planning. One crucial element often overlooked is adequate insurance…
Read MoreUnderstanding Business Insurance Deductibles and Premiums
Understanding Business Insurance Deductibles and Premiums Protecting your California family and business is our priority at Ted Hamm Insurance Agency. We understand that business insurance can feel complex, so let’s…
Read MoreThe Rising Cost of Data Breaches: How Cyber Insurance Can Help
The Rising Cost of Data Breaches: How Cyber Insurance Can Help Data breaches are no longer a distant threat; they’re a stark reality for businesses of all sizes, and even…
Read MoreCommercial Auto Insurance: Keeping Your Business Vehicles on the Road
Ted Hamm Insurance Agency: Keeping Your California Business Rolling with Reliable Commercial Auto Insurance Life in California is fast-paced, and your business relies on reliable transportation. At Ted Hamm Insurance…
Read MoreProfessional Liability Insurance: Safeguarding Your Expertise
Protecting Your Family & Business: Ted Hamm Insurance Agency Ted Hamm Insurance Agency is your trusted partner in protecting what matters most – your family and your business. Based in…
Read MoreProduct Liability Insurance: Protecting Your Business from Defective Products
Protecting Your California Business: Product Liability Insurance from Ted Hamm Insurance Are you a California-based business owner concerned about the potential risks associated with your products? A single product defect…
Read MoreCybersecurity for Businesses: Why Cyber Liability Insurance is Essential
Cybersecurity for Businesses: Why Cyber Liability Insurance is Essential In today’s digital world, businesses of all sizes are increasingly vulnerable to cyberattacks. A single breach can lead to devastating financial…
Read MoreDon’t Get Caught Off Guard: The Importance of Business Interruption Insurance
Don’t Get Caught Off Guard: The Importance of Business Interruption Insurance Life throws curveballs. For businesses, unexpected disruptions – from natural disasters to cyberattacks – can mean lost revenue, damaged…
Read MoreWorkers’ Compensation 101: What Every Business Owner Needs to Know
Workers’ Compensation 101: What Every Business Owner in California Needs to Know Running a business in California is challenging, but one aspect you can’t afford to overlook is workers’ compensation…
Read MoreIs Your Business Liable? Understanding General Liability Coverage
Is Your Business Liable? Understanding General Liability Coverage Protecting your family and your business is our top priority at Ted Hamm Insurance Agency. As a California-based agency, we understand the…
Read MoreProtecting Your Assets: A Comprehensive Look at Commercial Property Insurance
Protecting Your Assets: A Comprehensive Look at Commercial Property Insurance Owning and operating a business in California requires significant investment, hard work, and dedication. One of the most crucial aspects…
Read More5 Risks Your Business Can’t Afford to Ignore (And How Insurance Helps)
5 Risks Your California Business Can’t Afford to Ignore (And How Insurance Helps) Running a business in California is exciting, but it also comes with inherent risks. Ignoring these risks…
Read MoreThe Ultimate Guide to Commercial Insurance for Small Businesses
The Ultimate Guide to Commercial Insurance for Small Businesses in California Starting and running a small business in California is exciting, but it also comes with significant responsibilities. Protecting your…
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A Symbol of Unity: Celebrating Flag Day
National Flag Day, celebrated on June 14th, holds great significance not just in the United States but for many nations around the world. This is a day we come together…
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A coronation is a formal ceremony where a monarch is crowned and officially becomes the ruler of a country. The coronation typically involves religious and ceremonial traditions, such as the…
Read MoreWhat Does FDIC Stand For and What Does It Do?
FDIC stands for the “Federal Deposit Insurance Corporation” and is an independent government agency. Established in 1933, it provides deposit insurance to depositors in the event of a bank failure. …
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A Brief History of May The 4th
If you’re a Star Wars fan, then you’re well aware of May the 4th. Not an official holiday however, for many Star Wars fans around the world this day is…
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The Importance of Proper Protection
I want to tell you a story about the couple who thought they would save money by opting for low or minimum coverage limits. Meet John and Mary, a young…
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A Message to Siblings
We want to celebrate you! Siblings Day is celebrated on April 10 every year. It was created in 1998 by Claudia Evart, who wanted to honor the special bond between…
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What is March Madness
March Madness is a college basketball tournament that is held every year in March. It is a very popular sporting event in the United States, and it is estimated that…
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Fire Season Preparedness In California
As California continues to face annual wildfires it is important to prepare for Fire season. Here are five things you can do to stay safe. Create a space around your…
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What’s an Umbrella Policy?
Personal umbrella insurance is a type of insurance that provides additional liability coverage beyond what your primary insurance policies, such as home or auto insurance, offer. It’s designed to…
Read MoreWorkers Compensation Insurance
Workers compensation: A system established under stat law that provides payments, without regard to fault, to employees injured in the course and scope of their employment. Worker’s Compensation Insurance: Insurance…
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The Right Coverage
https://www.youtube.com/watch?v=TrLGOqlcpdk Hello again. It’s March. And when I get to March, I think about preparing the ground for a garden. Haven’t got ready to plant the seeds yet, but I…
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Opposites Attract
Opposites attract is a common phrase that people use to describe how individuals with different personalities can form successful relationships. But why do we often find ourselves attracted to…
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Today’s Leaders
Leadership in the 21st century has evolved significantly from what it was just a few decades ago. Today’s leaders must navigate an increasingly complex and interconnected world, where they must…
Read MoreA Time For Celebration – The Lunar New Year
The Lunar New Year, also known as Chinese New Year, is a significant holiday celebrated by many Asian cultures, including China, Vietnam, and Korea. The celebration marks the start…
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The Art of Mindful Eating
Taking time to be mindful of your eating process and not focusing on restricting calories could enhance your awareness of the experience, improve your relationship with food and help you…
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Are You Prepared for a Disaster?
Disasters such as hurricanes, tornadoes, floods and earthquakes can strike with little or no warning. September is National Preparedness Month, making it a good time for you and your household…
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Supreme Court Asked to Resolve Federal Drug Law v. State Medical Marijuana Laws Debate
Supreme Court Asked to Resolve Federal Drug Law v. State Medical Marijuana Laws Debate The U.S. Supreme Court has been asked to address whether the federal drug law that criminalizes…
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What Will Home Insurers See As High Risks?
When determining your home insurance premiums, insurers will gauge how much of a risk you are to invest in. If your chances of filing a claim are much higher than…
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The Advantages of Having Life Insurance
Life insurance is a benefit that no family that is concerned for its financial security should do without. It pays a death benefit to your loved ones if you die.…
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