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How to Choose the Right Commercial Insurance Broker

February 19, 2025

How to Choose the Right Commercial Insurance Broker for Your California Business Protecting your family and business is paramount. As a California business owner, navigating the complexities of commercial insurance…

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Top 5 Insurance Mistakes Businesses Make (And How to Avoid Them)

February 12, 2025

Top 5 Insurance Mistakes Businesses Make (And How to Avoid Them) Running a successful business takes dedication, hard work, and smart planning. One crucial element often overlooked is adequate insurance…

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Understanding Business Insurance Deductibles and Premiums

February 5, 2025

Understanding Business Insurance Deductibles and Premiums Protecting your California family and business is our priority at Ted Hamm Insurance Agency. We understand that business insurance can feel complex, so let’s…

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The Rising Cost of Data Breaches: How Cyber Insurance Can Help

January 29, 2025

The Rising Cost of Data Breaches: How Cyber Insurance Can Help Data breaches are no longer a distant threat; they’re a stark reality for businesses of all sizes, and even…

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Commercial Auto Insurance: Keeping Your Business Vehicles on the Road

January 22, 2025

Ted Hamm Insurance Agency: Keeping Your California Business Rolling with Reliable Commercial Auto Insurance Life in California is fast-paced, and your business relies on reliable transportation. At Ted Hamm Insurance…

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Professional Liability Insurance: Safeguarding Your Expertise

January 15, 2025

Protecting Your Family & Business: Ted Hamm Insurance Agency Ted Hamm Insurance Agency is your trusted partner in protecting what matters most – your family and your business. Based in…

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Product Liability Insurance: Protecting Your Business from Defective Products

January 8, 2025

Protecting Your California Business: Product Liability Insurance from Ted Hamm Insurance Are you a California-based business owner concerned about the potential risks associated with your products? A single product defect…

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Cybersecurity for Businesses: Why Cyber Liability Insurance is Essential

January 1, 2025

Cybersecurity for Businesses: Why Cyber Liability Insurance is Essential In today’s digital world, businesses of all sizes are increasingly vulnerable to cyberattacks. A single breach can lead to devastating financial…

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Don’t Get Caught Off Guard: The Importance of Business Interruption Insurance

December 25, 2024

Don’t Get Caught Off Guard: The Importance of Business Interruption Insurance Life throws curveballs. For businesses, unexpected disruptions – from natural disasters to cyberattacks – can mean lost revenue, damaged…

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Workers’ Compensation 101: What Every Business Owner Needs to Know

December 18, 2024

Workers’ Compensation 101: What Every Business Owner in California Needs to Know Running a business in California is challenging, but one aspect you can’t afford to overlook is workers’ compensation…

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Is Your Business Liable? Understanding General Liability Coverage

December 11, 2024

Is Your Business Liable? Understanding General Liability Coverage Protecting your family and your business is our top priority at Ted Hamm Insurance Agency. As a California-based agency, we understand the…

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Protecting Your Assets: A Comprehensive Look at Commercial Property Insurance

December 4, 2024

Protecting Your Assets: A Comprehensive Look at Commercial Property Insurance Owning and operating a business in California requires significant investment, hard work, and dedication. One of the most crucial aspects…

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5 Risks Your Business Can’t Afford to Ignore (And How Insurance Helps)

November 27, 2024

5 Risks Your California Business Can’t Afford to Ignore (And How Insurance Helps) Running a business in California is exciting, but it also comes with inherent risks. Ignoring these risks…

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The Ultimate Guide to Commercial Insurance for Small Businesses

November 20, 2024

The Ultimate Guide to Commercial Insurance for Small Businesses in California Starting and running a small business in California is exciting, but it also comes with significant responsibilities. Protecting your…

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A Symbol of Unity: Celebrating Flag Day

May 22, 2023

National Flag Day, celebrated on June 14th, holds great significance not just in the United States but for many nations around the world. This is a day we come together…

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castle on cliff

May 19, 2023

A coronation is a formal ceremony where a monarch is crowned and officially becomes the ruler of a country. The coronation typically involves religious and ceremonial traditions, such as the…

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What Does FDIC Stand For and What Does It Do?

May 11, 2023

FDIC stands for the “Federal Deposit Insurance Corporation” and is an independent government agency. Established in 1933, it provides deposit insurance to depositors in the event of a bank failure.  …

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A Brief History of May The 4th

May 4, 2023

If you’re a Star Wars fan, then you’re well aware of May the 4th. Not an official holiday however, for many Star Wars fans around the world this day is…

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The Importance of Proper Protection

April 25, 2023

I want to tell you a story about the couple who thought they would save money by opting for low or minimum coverage limits. Meet John and Mary, a young…

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A Message to Siblings

April 18, 2023

We want to celebrate you! Siblings Day is celebrated on April 10 every year. It was created in 1998 by Claudia Evart, who wanted to honor the special bond between…

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What is March Madness

April 11, 2023

March Madness is a college basketball tournament that is held every year in March. It is a very popular sporting event in the United States, and it is estimated that…

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Fire Season Preparedness In California

March 29, 2023

As California continues to face annual wildfires it is important to prepare for Fire season. Here are five things you can do to stay safe. Create a space around your…

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What’s an Umbrella Policy?

March 22, 2023

  Personal umbrella insurance is a type of insurance that provides additional liability coverage beyond what your primary insurance policies, such as home or auto insurance, offer. It’s designed to…

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Workers Compensation Insurance

March 9, 2023

Workers compensation: A system established under stat law that provides payments, without regard to fault, to employees injured in the course and scope of their employment. Worker’s Compensation Insurance: Insurance…

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The Right Coverage

March 2, 2023

https://www.youtube.com/watch?v=TrLGOqlcpdk Hello again. It’s March. And when I get to March, I think about preparing the ground for a garden. Haven’t got ready to plant the seeds yet, but I…

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Opposites Attract

February 27, 2023

  Opposites attract is a common phrase that people use to describe how individuals with different personalities can form successful relationships. But why do we often find ourselves attracted to…

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Today’s Leaders

February 26, 2023

Leadership in the 21st century has evolved significantly from what it was just a few decades ago. Today’s leaders must navigate an increasingly complex and interconnected world, where they must…

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A Time For Celebration – The Lunar New Year

January 30, 2023

  The Lunar New Year, also known as Chinese New Year, is a significant holiday celebrated by many Asian cultures, including China, Vietnam, and Korea. The celebration marks the start…

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The Art of Mindful Eating

August 24, 2022

Taking time to be mindful of your eating process and not focusing on restricting calories could enhance your awareness of the experience, improve your relationship with food and help you…

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aerial photo of wild fire

Are You Prepared for a Disaster?

August 24, 2022

Disasters such as hurricanes, tornadoes, floods and earthquakes can strike with little or no warning. September is National Preparedness Month, making it a good time for you and your household…

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Supreme Court Asked to Resolve Federal Drug Law v. State Medical Marijuana Laws Debate

April 20, 2022

Supreme Court Asked to Resolve Federal Drug Law v. State Medical Marijuana Laws Debate The U.S. Supreme Court has been asked to address whether the federal drug law that criminalizes…

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What Will Home Insurers See As High Risks?

March 17, 2021

When determining your home insurance premiums, insurers will gauge how much of a risk you are to invest in. If your chances of filing a claim are much higher than…

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The Advantages of Having Life Insurance

December 10, 2020

Life insurance is a benefit that no family that is concerned for its financial security should do without. It pays a death benefit to your loved ones if you die.…

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