What’s an Umbrella Policy?


Personal umbrella insurance is a type of insurance that provides additional liability coverage beyond what your primary insurance policies, such as home or auto insurance, offer. It’s designed to protect you from major claims and lawsuits that can arise if you cause an accident or injury to someone else.

So how do you know if you need personal umbrella insurance? If you have significant assets, such as a home or savings, then you may want to consider it. Personal umbrella insurance can help protect those assets in the event of a lawsuit where your primary insurance policies may not provide enough coverage. It’s also important to note that personal umbrella insurance is relatively affordable, especially compared to the potential financial losses from a lawsuit. Talk to your insurance agent or broker to learn more about whether personal umbrella insurance is right for you and to get a quote for coverage.