Purchasing condo insurance can get confusing, and at Ted Hamm Insurance Agency we understand this. Although you are not legally required to purchase condo insurance as you are with car insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for condo insurance, don’t fret! Ted Hamm Insurance Agency is an independent insurance agency that can shop multiple carriers to get you the best condo insurance policy available to you!
Condo coverage doesn’t have to be difficult to understand.
Typically, a basic homeowner’s insurance policy will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
You can also add supplemental policies such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood policies
- Earthquake policies
- Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
The needs of every home owner are different and your condo insurance policy should reflect that. The agents at Ted Hamm Insurance Agency will create a condo insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive condo insurance policy options. Fill out our quick and simple form for a free condo insurance quote!