David Reese
Commercial / Restaurant & Hospitality Risk Advisor
David Reese, M.S., brings more than 20 years of insurance experience to clients at Ted Hamm Insurance Agency in Paso Robles, California. With experience across virtually every type of business, David helps owners and leadership teams make smarter decisions about risk—so coverage isn’t just “something you have,” but something that’s built to perform when things get real.
David pairs deep industry knowledge with a data-driven mindset. They hold a Master of Science in Data Analytics from Colorado State University Global, and they use that training to spot patterns, measure exposure more clearly, and help clients structure solutions that are practical—not complicated for the sake of sounding smart. The focus stays on what matters: clarity, strong limits, fewer surprises, and a plan you can explain in plain English.
David’s work is especially strong in workers’ compensation program development, along with broader business risk and employee benefits planning. At the end of the day, the goal is simple and responsibility-forward: help clients get covered properly, protect the people who keep the business moving, and reduce the “wish I had known” moments that follow a claim.
Schedule with David Reese
Insurance Answers
Short videos with David Reese
Why Restaurant Insurance?
Why You Should Choose Me to be Your Agent
My Restaurant Specialty
How David Reese Helps
Straight answers for complicated business risks.
Business insurance can feel confusing fast. David Reese helps clients slow it down, understand what matters, and avoid the kind of "I wish we had known" moments that can cost a business real money.
Coverage Reviews
Find gaps before they become claims.
Contract Guidance
Understand what clients, landlord or vendors are asking for.
Carrier Shopping
Compare options from multiple insurance companies.
Claims Support
Know who to call and what happens next.