Food Truck
Better coverage.
Stronger together.
Good business insurance is about more than a certificate.
Protection That Fits Your Business
We take time to understand how your business actually works so your coverage reflects real-world risk—not assumptions.
Guidance Beyond the Policy
Contracts, certificates, payroll changes, vehicles, hiring, equipment, growth—business insurance touches more than most people realize.
Fewer Coverage Surprises
One of the biggest business risks is assuming you’re covered when you’re not. We help identify problems before a claim exposes them.
Local People. Real Answers.
When questions come up, you can call someone who knows your business—not a random call center.
Food Truck Insurance
If you run a food truck, it’s important to protect your business with customized insurance coverages that meet your specific needs. At Ted Hamm, we offer personalized commercial food truck policies that come with a range of coverages and benefits.
We can also help you find coverage to protect against other liabilities, such as customer illness, property damage, and employee injury.
Food truck insurance is essential for businesses that operate mobile food trucks, lunch trucks, catering trucks, concession trucks, vending trucks, or ice cream trucks. The cost of food truck insurance varies depending on factors such as the type of food you sell and the value of your truck and its equipment.
Basic food truck coverage includes commercial auto insurance, which is crucial for protecting your vehicle and any permanently attached appliances or equipment. General liability insurance is also important to protect your business against financial liabilities resulting from accidents for which you may be legally liable. This could include a customer becoming ill from contaminated food or being burned by hot food.
In addition to these coverages, you may also need workers’ compensation insurance to protect your employees in case they become injured or ill while on the job. To find a rate that accurately reflects your food truck business, simply contact us by phone or start an online quote.
Food Truck Quote Request
What happens next?
1. Tell us what you need
Fill out a quick form or give us a short call.
2. We'll review your situation
We ask the right questions and explain options in plain English.
3. You chose with confidence.
We place coverage and help you stay protected over time.